What matters most when service businesses take cards
Invoices
Many service businesses get paid after the work, by invoice.
Large business payments
Business clients paying big invoices by card cost more unless Level 2 and 3 data is passed.
Deposits
Deposits for scheduled work protect your time.
A payment setup that fits
How we usually set up service businesses. Your consultant tailors it to how you actually sell.
- 1
Invoice payment links
Every invoice carries a pay button.
- 2
ACH for large invoices
Lower cost on big payments.
- 3
Mobile payments on site
Get paid before you leave the job.
What you’ll need to apply
Have these ready and your application moves faster. Your consultant confirms the exact list for the processor you’re matched with.
- Government ID for every owner with 25% or more
- Voided business check or bank letter
- Your most recent processing statement, so we can compare pricing
- Business registration and EIN letter
What can slow down approval
- Business information that doesn’t match public records
- Owner identity checks that can’t be completed
We review your website, policies and statements against these before anything is submitted.
Keeping the account healthy after approval
Getting approved is half the job. These habits keep your account in good standing, and our platform tracks the numbers behind them for you.
- Offer ACH for large invoices
- Send every invoice with a pay link
- Pass Level 2 and 3 data for business cards
Service-based businesses: common questions
How can we lower costs on big invoices?
Offer ACH, and pass Level 2 and 3 data when business clients pay by card.
Can we take payment on site?
Yes, with mobile readers or a payment link.
Do we need a storefront?
No. Many service businesses take payments entirely by invoice and on mobile.
What happens after I switch?
We keep reviewing your statements and tell you when fees creep up, so your savings stay saved.